Atlantic Union Bank is a regional bank that offers a range of personal and business banking services, including checking and savings accounts, loans, and investment options. If you’re interested in opening an account with Atlantic Union Bank, this step-by-step guide will help you navigate the process, complete with official phone numbers and website links for your convenience.
Step 1: Choose Your Account Type
Before starting the application process, it’s essential to determine which type of account best suits your needs. Atlantic Union Bank offers several options:
Personal Accounts
- Checking Accounts:
- Essential Checking: A basic checking account with no monthly fees if specific criteria are met.
- Interest Checking: An account that earns interest on your balance.
- Savings Accounts:
- Regular Savings: A standard savings account with competitive interest rates.
- Money Market Accounts: Offers higher interest rates with limited check-writing capabilities.
- Certificates of Deposit (CDs): Fixed-term deposits that provide guaranteed returns.
To explore all account options and features, visit the Atlantic Union Bank website: Atlantic Union Bank Accounts.
Step 2: Gather Required Documentation
Before opening an account, you’ll need to prepare some essential documents. Make sure you have the following:
- Identification: A valid government-issued ID (e.g., driver’s license or passport).
- Social Security Number: Required for tax identification purposes.
- Proof of Address: A recent utility bill, lease agreement, or bank statement showing your name and address.
- Initial Deposit: Some accounts may require a minimum initial deposit; check specific requirements for your chosen account.
Step 3: Decide Between Online and In-Person Account Opening
You can choose to open your account either online or by visiting a local Atlantic Union Bank branch. Here’s how to proceed with each option:
Option 1: Open an Account Online
- Visit the Atlantic Union Bank Website: Go to Atlantic Union Bank Online.
- Select “Open an Account”: Navigate to the personal banking section and choose the type of account you wish to open.
- Complete the Application: Fill out the online application form with your personal information.
- Upload Required Documents: You may need to provide digital copies of your identification and proof of address.
- Review and Submit: Double-check all information for accuracy before submitting your application.
- Initial Deposit: If required, fund your new account using a transfer from another bank or entering your debit/credit card information.
Option 2: Open an Account in Person
- Find a Local Branch: Use the branch locator on the Atlantic Union Bank website to find the nearest location: Branch Locator.
- Schedule an Appointment (optional): Some branches allow you to book appointments for personalized service.
- Visit the Branch: Bring your identification and proof of address along with any other required documents.
- Complete the Application: A bank representative will assist you in filling out the necessary forms and explaining account features.
- Initial Deposit: Make your initial deposit during your visit if required.
Step 4: Set Up Online Banking
Once your account is successfully opened, it’s beneficial to set up online banking for easy account management:
- Register for Online Banking: Go to the Atlantic Union Bank Online Banking page.
- Follow the Registration Process: Provide the necessary information to create your online profile.
- Download the Mobile App: Atlantic Union Bank offers a mobile banking app for both iOS and Android, allowing you to manage your account on the go.
Step 5: Customer Support and Assistance
If you have questions or need assistance during the account opening process or afterward, you can reach out to Atlantic Union Bank customer support:
- Customer Service Phone Number: Call 1-800-990-4828 for assistance.
- Website Support: For more information, visit the Atlantic Union Bank Contact Page.
Conclusion
Opening an account with Atlantic Union Bank is a simple and efficient process when you follow these steps. By selecting the right account type, gathering the necessary documentation, and choosing between online or in-person options, you can easily access the banking services offered by Atlantic Union Bank. Make sure to utilize their online banking tools and customer support for a seamless banking experience. Whether you’re managing day-to-day finances or saving for future goals, Atlantic Union Bank provides the resources you need to achieve your financial objectives.
