How to Open an Account with First Hawaiian Bank: A Step-by-Step Guide

First Hawaiian Bank is a leading financial institution in Hawaii, known for its comprehensive banking services tailored to meet the needs of individuals and businesses. Whether you’re looking for a checking account, savings account, or other financial services, this guide will help you navigate the process of opening an account with First Hawaiian Bank. We’ll provide you with step-by-step instructions, official phone numbers, and website links for your convenience.

Step 1: Choose the Right Type of Account

First Hawaiian Bank offers a variety of account options. Before proceeding, it’s essential to determine which type best suits your needs:

Personal Accounts

1. Checking Accounts:
   • Easy Checking: A straightforward account with no monthly maintenance fees when requirements are met.
   • Premium Checking: Offers additional features like overdraft protection and no fees for certain transactions.
2. Savings Accounts:
   • Regular Savings: A standard savings account with competitive interest rates.
   • Health Savings Account (HSA): For those looking to save for medical expenses.
3. Specialty Accounts:
   • Certificates of Deposit (CDs): Fixed-term investments with guaranteed returns.
   • Individual Retirement Accounts (IRAs): Retirement savings accounts with tax advantages.

To explore all account types, visit the First Hawaiian Bank website: First Hawaiian Bank Accounts.

Step 2: Gather Required Documentation

Before you open an account, gather the necessary documents. You will typically need:

• Identification: A valid government-issued ID (e.g., driver’s license or passport).
• Social Security Number: Required for tax identification purposes.
• Proof of Address: Recent utility bill, lease agreement, or another document showing your name and address.
• Initial Deposit: Most accounts require a minimum initial deposit, so check the specific requirements for your chosen account.

Step 3: Decide Between Online and In-Person Account Opening

You can open an account online or visit a local branch. Here’s how to do both:

Option 1: Open an Account Online

1. Visit the First Hawaiian Bank Website: Go to First Hawaiian Bank Online.
2. Select “Open an Account”: Navigate to the personal banking section and choose the type of account you want to open.
3. Complete the Application: Fill out the online application form with your personal information.
4. Upload Required Documents: You may need to upload digital copies of your identification and proof of address.
5. Review and Submit: Check all provided information for accuracy before submitting your application.
6. Initial Deposit: You may be prompted to fund your new account through a transfer from another bank or by entering your debit/credit card information.

Option 2: Open an Account in Person

1. Find a Local Branch: Use the branch locator on the First Hawaiian Bank website to find the nearest location: Branch Locator.
2. Schedule an Appointment (optional): Some branches allow you to book appointments for a more personalized service.
3. Visit the Branch: Bring your identification, proof of address, and any other required documents.
4. Speak with a Banker: A bank representative will assist you in filling out the necessary forms and explain account features.
5. Initial Deposit: Make your initial deposit during your visit if required.

Step 4: Set Up Online Banking

After successfully opening your account, it’s beneficial to set up online banking for easy management:

1. Register for Online Banking: Go to the First Hawaiian Bank Online Banking page.
2. Follow the Registration Process: Provide the necessary information to create your online profile.
3. Download the Mobile App: First Hawaiian Bank also offers a mobile app available for both iOS and Android, allowing you to manage your account on the go.

Step 5: Customer Support and Assistance

If you have questions or need assistance during the account opening process or afterward, you can reach out to First Hawaiian Bank customer support:

• Customer Service Phone Number: Call 1-888-844-4444 for assistance.
• Website Support: For additional information, visit the First Hawaiian Bank Contact Page.

Conclusion

Opening an account with First Hawaiian Bank is a straightforward process when you follow these steps. By choosing the right account type, gathering the necessary documentation, and utilizing either online or in-person options, you can easily access the banking services offered by First Hawaiian Bank. Be sure to take advantage of their online banking tools and customer support for a seamless banking experience. Whether you’re a local resident or new to Hawaii, First Hawaiian Bank provides a welcoming environment for all your banking needs.