First Horizon National Corporation is a prominent financial services company that provides banking, investment, and insurance solutions. With a focus on personal and business banking, First Horizon offers various account options to meet your financial needs. This guide will walk you through the steps to open an account with First Horizon, including official phone numbers and website links for your convenience.
Step 1: Determine Your Account Type
Before you begin the application process, decide which type of account best suits your needs. First Horizon offers several options, including:
- Checking Accounts:
- Essential Checking: A basic checking account with no monthly fees when certain requirements are met.
- Premier Checking: An account with premium features and interest-earning potential.
- Savings Accounts:
- Regular Savings: A standard savings account with competitive interest rates.
- Money Market Accounts: Offers higher interest rates with check-writing capabilities.
- Certificates of Deposit (CDs): Fixed-term investments with guaranteed returns.
To explore all account types and features, visit the First Horizon website: First Horizon Accounts.
Step 2: Gather Required Documentation
Before opening an account, gather the necessary documentation. You will typically need:
- Identification: A valid government-issued ID (e.g., driver’s license or passport).
- Social Security Number: Required for tax identification purposes.
- Proof of Address: Recent utility bill, lease agreement, or bank statement.
- Initial Deposit: Most accounts require a minimum initial deposit; check the specific requirements for your chosen account.
Step 3: Decide Between Online and In-Person Account Opening
You can open an account either online or by visiting a local branch. Here’s how to proceed with each option:
Option 1: Open an Account Online
- Visit the First Horizon Website: Go to First Horizon Online Banking.
- Select “Open an Account”: Navigate to the personal banking section and choose the type of account you wish to open.
- Complete the Application: Fill out the online application form with your personal information.
- Upload Required Documents: You may need to upload digital copies of your identification and proof of address.
- Review and Submit: Double-check all information for accuracy before submitting your application.
- Initial Deposit: If required, fund your new account using a transfer from another bank or by entering your debit/credit card information.
Option 2: Open an Account in Person
- Find a Local Branch: Use the branch locator on the First Horizon website to find the nearest location: Branch Locator.
- Schedule an Appointment (optional): Some branches allow you to book appointments for personalized service.
- Visit the Branch: Bring your identification and proof of address along with any other required documents.
- Complete the Application: A bank representative will assist you in filling out the necessary forms and explaining account features.
- Initial Deposit: Make your initial deposit during your visit if required.
Step 4: Set Up Online Banking
Once your account is successfully opened, it’s beneficial to set up online banking for easy account management:
- Register for Online Banking: Go to the First Horizon Online Banking page.
- Follow the Registration Process: Provide the necessary information to create your online profile.
- Download the Mobile App: First Horizon offers a mobile banking app available for both iOS and Android, allowing you to manage your account on the go.
Step 5: Customer Support and Assistance
If you have questions or need assistance during the account opening process or afterward, you can reach out to First Horizon customer support:
- Customer Service Phone Number: Call 1-800-382-5465 for assistance.
- Website Support: Visit the First Horizon Contact Page for more information.
Conclusion
Opening an account with First Horizon National Corporation is a straightforward process when you follow these steps. By selecting the right account type, gathering necessary documentation, and utilizing either online or in-person options, you can easily access the banking services offered by First Horizon. Make sure to take advantage of their online banking tools and customer support for a seamless banking experience. Whether you’re managing everyday expenses or saving for the future, First Horizon provides the services you need to achieve your financial goals.
